Thursdays in March or April 2011 Weekly Financial Literacy Seminars @ Central Library + Steinway Library

Five part series of workshops on topics related to managing your personal finances. These workshops are offered at two locations.

Cost: Free

For all ages

Thursdays, March 17, 24, 31, April 7, 14 at 10:30am

Central Library

89-11 Merrick Boulevard
Jamaica, NY 11432
(718) 990-0700

Thursdays, March 31, April 7, 14, 21, 28 at 6:00pm

Steinway Library
21-45 31 StreetAstoria, NY
(718) 728-1965
Train: N, Q to Ditmars Blvd.
Bus: Q19, M60, Q69, Q101

* * * * * * * *

Mar. 17 or Mar. 31 – How to establish financial goals

* Financial organizing: Common challenges
* What is savings?
* Setting specific financial goals
* Identifying and plugging spending leaks
* Income and Expenses: Fixed vs. Flexible

Mar. 24 or Apr. 7 – How to increase your savings without increasing your paycheck

* How do you open a bank account?
* Choosing the right bank account
* Making the best use of banking services
* Banking transactions tools

Mar. 31 or Apr. 14 – Understanding your credit report

* Definition of credit and how to build your credit
* Types of credit-secure vs. unsecured debts
* Credit tips-recommendations to improve credit score
* How to order a free credit report?

Apr. 7 or Apr. 21 - Getting the maximum out of financial services

* Why is it important to review your credit report?
* How to read your credit report?
* Ways to correct incorrect information - Dispute and Document
* Sample dispute letter

Apr. 14 or Apr. 28 – Making your money grow

* What is an asset?
* Renting vs. Owning
* Understanding equity
* Saving for a down payment
* Comparing interest rates

This program is made possible by a grant from the FINRA Investor Education Foundation through Smart investing@your library, a partnership with the American Library Association.

http://www.queenslibrary.org/UserFiles/event_pdf/002370-09-10_2370.pdf